We provide first loans between £200 - £5,000 and repeat loans up to £15,000 for customers with a good repayment history. These loans are short term over 3-18 months for first loans. Repeat borrowers can go up to 30 months.
Our interest rate is 1.5% per month (APR 19.5%) and is reduced for repeat customers.
Formal Financial Information
We don’t require business plans or formal books and we don’t use credit scoring to make our decisions. We lend small amounts of money on the basis of character, cashflow and commitment to repay.
Over 90% of cases that go before Credit Committee are approved. |
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 The average time from signing your application to receiving your loan is ten days.
 Repayments are usually made monthly from your bank account by Direct Debit but we are flexible.
 75% of first time borrowers have come back to us for repeat loans. |
